Credibly Continues Investment In Executive Leadership With The Appointment Of John Birge As Chief Risk Officer

April 03, 2019 - Benzinga

Continuing its investment in executive leadership, leading online SMB lender Credibly announced today the appointment of John Birge as the company's Chief Risk Officer. In this role, Birge will lead Credibly's credit and risk management strategy including data science, portfolio monitoring, credit policy and risk controls, the introduction of new financing products, and further refinement of Credibly's industry-leading scoring models.

John joins Credibly with over 15 years of experience in the small business risk management space.  He held multiple leadership roles at American Express and led their U.S. Small Business Originations Team in underwriting more than $1B in new lending annually. Prior to Credibly, John served as the Chief Credit Officer at Bread Finance, Chief Risk Officer at marketplace lender CommonBond, and Chief Risk Officer at Credibility Capital.

"John's experience in the SMB space and his proven track record in credit operations and enterprise risk at various financial institutions will prove to be a great asset to Credibly as we continue to scale," said Ryan Rosett, Founder and Co-CEO. "We understand that our long-term success will be largely dependent on our ability to measure risk for stable and consistent results, and we're confident that John will help us accelerate our growth responsibly."

"I'm excited to be here," said Birge. "Credibly has already established itself as a leading originator and servicer, and I believe it has even more promising future. I look forward to being a part of Credibly's continued growth and executive team."

John's appointment comes following Credibly's recent closing of its expandable asset-backed securitization, which improves the company's cost of capital and allows it to serve an even wider array of SMB customers.

About Credibly
Credibly is a Data Science-driven fintech lending platform which improves the speed, cost, experience, and choice of capital to SMBs. The company provides balance sheet, syndication, and off-balance sheet funding options, while offering its partners access to its robust data science capabilities.

Founded in 2010, Credibly has provided access to more than $1B in financing, while maintaining a strong emphasis on risk management and a culture of compliance. In 2017 Credibly became the first company in its space to acquire servicing rights to another alternative lender's portfolio ($250MM). Credibly was chosen due to its proven approach to measuring and managing risk. In November 2018, the company completed its first asset-backed securitization, expandable to $237MM.

Credibly's headquarters are in Troy, Michigan, with offices in New York and Arizona. For more information, please visit

Media Contact
Jeffrey Bumbales
(248) 633-1232